Legal Question in Bankruptcy in Illinois

Thank you for your question. If you are unable to continue making payments under you Chapter 13 plan, the Trustee will likely file a motion to have your case dismissed. It is possible to delay the dismissal of a Chapter 13 case on the grounds that there is a reasonable likelihood that you will be returning to work. You can also petition the court to modify the plan to make for a lower monthly payment.

Finally, provided you qualify, you can move to convert the case to a Chapter 7 and wipe out the debt altogether while keeping your home, car etc. My guess is since you are no longer working, that a Chapter 7 may be an option.

Feel free to email me with any further questions; [email protected]

Thanks