I have an insurance company calling me telling me that I have been in an accident and need to pay an amount to cover their insureds damages. I have not been in any accident nor has anyone driven my car. What do I do? Can they sue me or garnish wages.
2 Answers from Attorneys
Re: wrong person
Yes, they can sue you. However, they can only garnish wages if they win, so if you prove it was not you, you do not have to worry. I suggest that you contact your car insurer so that you do nto waive any rights to coverage.
Re: wrong person
They cannot garnish your wages without first suing and obtaining a judgment against you. Anyone can sue you if they want, even if they won't win. I would suggest that either you or your attorney communicate with them about having the wrong party now, before a lawsuit.
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