Legal Question in Health Care Law in Illinois

PPO Discount after Plan Max Met

Ihave met my annual maximum benefit on my healthcare plan, and must pay all bills myself. My insurer no longer indicates the discount amounts per ppo contracts they have with providers. I feel as a paying insured subscriber, the fact that my maximum benefit has been met does not cancel my right to discounts. The insurer has not provided me with any contract language that supports their position on this. Please comment.


Asked on 11/05/07, 9:14 pm

2 Answers from Attorneys

Zedrick Braden III Ainsworth & Associates PC

Re: PPO Discount after Plan Max Met

The insurer should indicate the discount amounts. In my opinion, the insurer's failure to do this breaches

its agreement with you and constitutes

plain bad business. It knows better!

I will be happy to discuss this matter

with you further. I will have additional comments.

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Answered on 11/06/07, 1:21 am
Michael Rosenblat Michael C. Rosenblat., P.C.

Re: PPO Discount after Plan Max Met

The discount depends on the exact terms of your agreement. However, in my experience, you should continue to receive the contract discounts.

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Answered on 11/06/07, 8:11 am


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