I purchased my first home in February 2012. In the last two months i had two floods. First flood the water just got into my shed and the second flood the water was 6 inches away from the siding of the house and made the cinder block foundation on one wall cave in. I talked to the son in law of the previous owner and he asked if i had flood insurance and i dont and he said that the previous owners had to have it. This was a private sale between the seller and me and i did not recieve a list of disclosures. Is there any legal actions i can take.