I filed for bankruptcy and included my mortgage (which is tenants by the entirety with my wife). She did not file. I also included my homeowner's fees. I re-affirmed my home but not the association fees. The homeowner's association is now saying they want the fee's paid by my wife or they will file a lean and proceed with foreclosure proceedings. Can they foreclose and does my wife any of the fees, half of the fees or none of the association fees.