Kansas  |  Insurance Law

Legal Question

Asked on: 10/03/05, 5:24 pm

Death Benefit

My mother went on long term disability from her Company on August 27, 2003. She was approved for 30 months of disability income. She passed away on April 14, 2005 - 20 months after becoming disabled from cancer. She was never terminated from her company. I was told a few days after her death by her Human Resources Director that her Company insured death benefit (basic life 1 x yearly salary) had terminated on February 19, 2005 and had a grace period until March 19, 2005. He said I should have received a portability notification and encouraged me to take this matter up with the home office. Since that time, I have been waiting for a review board within the Company to review my case due to the fact that my mother was still an employee of this company until the day she died. I contact them almost monthly and have sent all the letters they have requested explaining my situation and am continually being told the ''Review Board hasn't met yet''. What should I do?

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