Kentucky  |  Bankruptcy

Legal Question

Asked on: 11/05/12, 1:52 pm

Home in foreclosure, we received a notice of sale last week. Is it still possible to save our home by filing chapter 13? Talked to banks attorney today told we had to come up with entire $57000. Was told a couple of months ago if we could come up with all late payments and fees etc to get current with payments that we we could file chapter 7 and reaffirm loan with bank. Now being told we have to come up with entire amount of loan. Can we still save home? Was told we had up unto day of sale. Maybe a couple of months away. We were able to come up with the late amount, but no way can we come up with another $40000+. We live in ky, house is worth about $110000. We owe $57000+

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