Louisiana  |  Credit and Debt Law

Legal Question

Asked on: 2/06/10, 10:28 am

An online loan company claims I made a internet loan with them and claim I owe them around $1,046.00. They told me if suite was filed it would be in the amount of $8,000.00. They would give me no options to pay. Wanted $146.00 money immediately for so called good faith money or up front money w/$600.00 on the first and $300.00 on the 15 of same month. I asked for longer to pay less amounts and they rejected that..I paid the $146 because of the way they threatened me...and finally got them to break the balance into 2 payments Feb 1 and March 1. I asked to see proof of the loan and the initial amounts and was told they could only show me the papers if they filed suite. I made a $400 payment on Feb 1 and they expect the balance March 1. I truthfully dont remember the company they seem to represent CASH ADVANCE AMERICA. Never heard of them. I had a loan with 500 fast cash and paid it off in 6 payments. It was not over $300 dollars. Should I demand proof of this loan or am I just screwed. I am retired and the 2 payments I made are killing me. Hurting financially that is. Please advise - should I tell them to take a hike or what....I am scared they are not for real...but dont want to deal with the courts. I have kept all my documentation and have written down everything that conversations were about.

Thank You

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