Maryland | Credit and Debt Law
3/21/05, 3:17 pm
Legal Question
How to dispute debt to collection agency
Received notice from a debt collector that I owe money for unpaid rent. This is the first notice I received from the creditor - I had no idea that I had not fulfilled my obligations with the landlord (I left on good terms with them almost 2 years ago after agreeing to pay a fee for early termination of the lease which was paid in full). I requested a verification of debt from the creditor. The creditor informed me no judgement had been passed on the debt. I am very concerned about my credit rating being affected by this (I have outstanding credit). Is it worth fighting / waiting for a judgement (is this an automatic proceeding?) or should I just pay the amount?
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