I have a legal question regarding my grandmother. She has made an uncle of mine as power of attorney. A few years ago he asked her to apply for a home equity loan on her condo that is paid in full in the amount of $100,000. She got the loan understanding that he was going to pay the loan off. He has been falling behind in payments every once in a while and telling her that it's all taken care of. Now that he is behind in payments again, the bank is taking my grandmother to court. It has ruined my grandmothers credit. She believed him when he told her he was keeping up with the payments. He was even using her credit cards to make those payments. He says that she will not have to go to court when the time comes. Since the loan is in her name wouldn't she have to be there?