Legal Question in Credit and Debt Law in Maryland

The statute of limitations is stopped by the filing of the case, not the trial date. So if they filed within the 3 year limitation period, they are safe on that ground.

So long as the case was *filed* before the statute of limitations expired, the case is timely filed. Note that many credit card agreements provide that the statute of limitations of a different state--one typically with a longer limitations period--applies.