Massachusetts  |  Credit and Debt Law

Legal Question

Asked on: 3/10/11, 11:49 am

We filed a Homestead Act on our home 11 years ago when we filed bankruptcy. Does that homestaed act protect our home from a lien? We are being threatened by a law firm for non payment of a credit card debt. A debt of which we tried to enter into the BLP(bill liquidation program) with Chase bank and they said that this account did not qualify for that program.... Which we did not understand considering we had a figured amount that we would pay monthly - verbal over the phone, along with agreements on two other accounts. We got a letter saying that they would not accept this card into the program but they accepted the other two. This card was 3000. more than the highest of the other two. They sold our debt to a collection agency which is now sending threating letters. We explained that we tried to work with Chase Bank but they would not work with us. We are committed to four accounts that are currently in a BLP program, two with chase ond two with two other creditors. We are tapped out. My husband lost his job of 35 years and just recently found another job in a whole new field at 45% less pay.

2 Answers


Answered on: 3/10/11, 11:53 am by Christopher Vaughn-Martel

It really depends whether the homestead act will protect you in this situation. For more information about the homestead act, you can read here: http://www.sec.state.ma.us/rod/rodhom/homidx.htm


Did you find this answer helpful?

0 Users found this answer helpful.

0 Attorneys agree with this answer.


VAUGHN-MARTEL LAW 1180 Washington Street, Suite 101 Boston, MA 02118

Other answers from this attorney

Answered on: 3/16/11, 10:41 am by Steven Striffler

Need more facts to advise. Feel free to contact me.


Did you find this answer helpful?

0 Users found this answer helpful.

0 Attorneys agree with this answer.


Steven R. Striffler Attorney At Law 21 McGrath Hwy., Suite 301 Quincy, MA 02169

Other answers from this attorney

Didn't find what you were looking for? Ask an Attorney!

Get answers from the top Attorneys
Ask Question

209 Answers given in the last few hours.

8662 Active attorneys ready to answer your question

Search Past Answers:
  Advanced Search