we have a rental that is almost upsidedown with a 1st and 2nd. we have been trying to sell it for 2 years. we have decided to look at forclosure or deeding it back to the bank. are we responsible for the $30,000. balance on the 2nd if we forclose? or does the entire amount get forclosed on. we know it will hit our credit, but we are already in a house to stay and cars are not an issue. we have 2 disabled kids now and cant keep the rental and we cant sell.