Legal Question in Bankruptcy in Michigan

I am unemployed in Michigan. I owe $20,000 in credit card debt my wife has $15,000. Can I take on all the debt and file chapter 7 and she maintain here credit score.


Asked on 2/07/10, 11:52 am

1 Answer from Attorneys

Audra Arndt Audra A. Arndt & Associates, PLLC

No, not if you wife has debt in her name only and/or has joint debt with you or someone else. Taking over someone's debt is not permissible for bankruptcy purposes.

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Answered on 2/13/10, 9:02 pm


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