Legal Question in Technology Law in Michigan

housing after bankruptcy

we did not reaffirm our morgage but still making our house payments . if we pay it off , will we own it or will it belong to the bank?


Asked on 12/27/08, 4:03 pm

1 Answer from Attorneys

Audra Arndt Audra A. Arndt & Associates, PLLC

Re: housing after bankruptcy

You need to discuss this with your bankruptcy lawyer, because if you don't have a contract/agreement with the mortgage company, then why would you be paying? You need the bank's approval or agreement before paying anything off - you can't just assume there is a contract in place - or any kind of agreement - when it was likely breached when you filed bankruptcy and you did not enter into a new one by signing a reaffirmation agreement.

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Answered on 12/27/08, 5:11 pm


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