In 1998 I got a car from a car lot but needed a co-signer. I knew I was going to be late paying on my car loan payment and made arrangements with the bank to pay late. The co-signer took the car from my yard when I wasn't home and hid it from me. Later, the car was repossessed from the co-signer for not making the payments. I just recently received a call to collect this debt and the new collection agency told me that I am liable even after this happened 14 years ago. In Michigan, who is responsible for this debt?