Is it legal for a company to threaten to sue even thought I am paying on a fee that is outstanding. I have told them more than 8 times that I will pay but I can't pay it all at once.
|
Read More Answered By: Audra Arndt |
Sure if the entire balance is owed. Yes, you have a payment plan, but like everyone else, creditors are experiencing financial problems and will use whatever tactics are legal to get more money quicker. They are likely pressuring you into raising your monthly payments or offering a lump sum. If you don't want them to bother you anymore via telephone, send them a letter stating that pursuant to the Fair Debt Collection Practices Act, they must immediately stop all telephone contact and only communicate via letters. You do not have to be inundated with phone calls and harassment, especially when you have already worked out a payment plan. You may also wish to consider bankruptcy if this is not your only debt, or your income/funds are extremely limited. Should you wish to retain me for legal advice and/or a bankruptcy consultation, please contact me.
Thank you. |
Livonia, MI
Questions Answered: 2489
Last Question Aswered on: 2012-05-27
Redmond, WA
Questions Answered: 1783
Last Question Aswered on: 2007-06-03
West Bloomfield, MI
Questions Answered: 1099
Last Question Aswered on: 2012-04-16
Plymouth, MI
Questions Answered: 696
Last Question Aswered on: 2011-07-18
Ypsilanti, MI
Questions Answered: 448
Last Question Aswered on: 2012-04-10
Detroit, MI
Questions Answered: 231
Last Question Aswered on: 2010-06-07
Southfield, MI
Questions Answered: 125
Last Question Aswered on: 2010-08-18
Novi, MI
Questions Answered: 74
Last Question Aswered on: 2011-03-08
Plymouth, MI
Questions Answered: 64
Last Question Aswered on: 2009-10-02
► Creditors have issued an order to seize my property. Do I have to be home for them...
► I was a victim of a fraud crime in 2006. The defendant was sentenced in October...
► I spoke via telphone to a debt collector (law firm) for a credit card delinquent...
► Can I be sued again by a different creditor for a debt that I have been previously...
► I use to have a Bally's Total Fitness membership. I didn't renew my account and told...
► If you are an individual in the state of Michigan who dies without creating a will...
► When both one's parents die, who's responsible for their credit card debt?
More Credit, Debt and Collections Law questions and answers in Michigan| Bill of Sale | Living Will |
| Contracts | Notices |
| Divorce | Power of Attorney |
| Employment | Quitclaim Deeds |
| Landlord & Tenant | Real Estate |
| Leases & Rentals | Sales and Purchases |
| Letters | Wills |
| Living Trusts | More... |
© WebsiteBroker, Inc.
LawGuru.com | Advertise on LawGuru | Affiliate Program | Privacy | About Us | Press
