I received a summons for an old credit card debt that I believe is time barred, I made my last payment march 14th 2006 and I think the statue of limitations in michigan has expired. how do I respond to the court to let them know and has it expired? also do I need to still send a letter to capitol ones attorney as well saying that it is time barred?
1 Answer from Attorneys
You need to answer the complaint and also use this as an affirmative defense to the case. Kind of tricky without legal skill. I can assist you with this without a full blown representation. Let me know. Tim Klisz kliszlaw.com