Legal Question in Real Estate Law in Minnesota

Contract for Deed?

Two years ago my parents, more or less, bought a home for me. At the time of closing, I had paid approximately 5k to cover closing and other misc costs. Both parties (my parents and I) agreed that I would pay the mortgage, utilities, insurance, and make necessary updates. I've since advised my parents that my boyfriend is moving in.They believe it is immoral and now want me out. Can they do this? Do I have any say in the matter?


Asked on 10/09/07, 10:37 am

1 Answer from Attorneys

Sam Calvert Calvert Law Office

Re: Contract for Deed?

Well, can your boyfriend not "officially" move in? Wouldn't your life be simpler if you let your parents belief that he had a separate place and just hung out at your place a lot? When you read a murder mystery, afer all, you need to suspend your disbelief to stay interested in the mystery. Your parents might be willing to suspend their disbelief if your boyfriend had another home and just spent a bunch of time with you. Presumably they are not videotaping your house. I am not saying lie to your parents, just give them a face-saving way for them to follow their moral precepts.

As far as the legalities of the matter, it is not clear if you have an actual contract for deed or just an understanding. If you have a written contract for deed, the written contract will control your relationship. If you are not in default in any way, they would not be able to cancel. Many contracts for deed have a short term balloon feature, however, so even if you are not in default now you may need to refinance in the 5th year, for instance. If you have a handshake, then probably all bets are off.

So, someone lawyerish is going to have to read whatever documentation you have to give you some real advice about your options and obligations.

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Answered on 10/10/07, 12:56 am


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