Settlement Claim Amount
I was involved in an auto accident 4 car pile up in which I was not driving and we were sandwhiched in the middle. The girls car we were in got totalled and the accident was deemed the fault of the person behind us.
The insurance company is only offering me $11,000 on a $8,500 medical claim.
I have Blue Cross/Blue Shield for personal insurance. Will they be entitled to pay me as well?
The driver of the automobile I was in has $1,000 coverage for each passenger in her auto.
What is a fair settlement amount?
Should I get a lawyer if they are only offering me ~2,500 for pain and suffering?
I thought the rule of thumb was 1.5x doctor bills for pain and suffering compensation.
Who all can I collect from, what are the fair amounts, and what is legal?