I have a property in Missouri I am refinancing. Lender is requiring my wife to sign as a borrower on the closing docs. They state it is a state requirement and assure us that she is in no way responsible for the mortgage as this is a property I owned well before our marriage. She has never been on the deed either. However, they have her listed as Borrower on the closing package. I am unsure if she should sign since the paperwork states that she is a Borrower on the Mortgage. Is the lender pulling a fast one? Please Help?