Legal Question in Consumer Law in Nebraska

credit and debt

i am soon getting married. my fiance has a lot of medical bills in collections and horrible credit because of this.

i worry that by getting married could my credit be brought down because of this? could i also be sought after by collectors?


Asked on 1/24/09, 1:42 pm

1 Answer from Attorneys
Katherine Owen

Re: credit and debt

If your finance just has medical debt then that cannot affect your credit because it is not your debt. Under Nebraska law though, any medical debt incurred when you are married and living together is joint debt, no matter which of you had the medical treatment. A collector cannot sue or collect from you on debt which is not yours. However, if you have any jointly held assets after marriage (like a house, car, or bank account) a creditor can execute on your husband's portion of the asset which would affect you.

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Answered on 1/27/09, 5:55 pm


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