Legal Question in Credit and Debt Law in Nevada

Re: credit card debt

A lawsuit must be filed against you in order for a court to issue wage garnishments directed to your employer. Most wage garnishments on credit cards stem from default judgments or ill-advised "settlements" admitting liability.

I have posted several times in this forum that credit card lawsuits are, in many cases, completely defensible under Nevada law, if a timely response is filed and properly served. My office just obtained a voluntary dismissal of a $14,000 credit card lawsuit, even after a so-called "arbitration award" was rendered by NAF, the National Arbitration Forum. The costs of the defense were under $3,000.

If you do not properly defend and a default judgment is rendered against you, you can lose your money and property through official Court post-judgment collection process.

Your attorney, if and when you hire one, can explain further.