Legal Question in Bankruptcy in New Jersey

My 22 yr daughter owes $12,000.00 in credit card debt and $5,000.00 in student loans. She makes $1000.00 per month. Can she file a chapter 7 for the cc debt?


Asked on 8/09/09, 2:22 pm

2 Answers from Attorneys

Jeffrey Walters Law Offices of Jeffrey S. Walters, LLC

Yes. A Chapter 7 will wipe out credit card debt. She should consult with an experienced attorney to evaluate her particular circumstances and whether she is a candidate for filing a Chapter 7. I would be happy to speak with her.

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Answered on 8/14/09, 2:55 pm
Antoinette Wooten The Wooten Legal Consulting, PC

Your daughter can file for a chapter 7 if she does not want to work out a payment plan with her creditors.

If your daughter would like to discuss this with my firm please have her contact us.

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Answered on 8/14/09, 3:22 pm


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