New Mexico | Credit and Debt Law
Legal Question
My checking account was frozen on account of my wife had not paid a bill. A law firm was hired on behave of the creditor and the law firm froze the account. Do I have any legal recourse that I can take? I have my own bills to pay and cannot do so because I cannont access the funds.
Legal Answer
Law firms cannot freeze accounts. Only a court judgment will allow a garnishment, and then only for the amount of the judgment. You may well be liable for your wife's bill, as NM is a community property state and spouses are libel for the necessary bills the other incurs. Probably your only remedy at this point is to pay the bill.
Charles S. Aspinwall, J.D., LLC PO Bx 984 Los Lunas, NM 87031-0984
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