I live in NY state and was unable to pay my car insurance for over a year. Yes, irresponsible, I know. My car was repossed and sold at auction. Now I'm stuck with 4k+ in DMV fines as well as what I had owed to the insurance company in the first place. My license is suspended because of all this mess. I don't have the means to pay this fine AND purchase a used car...a car that I need to get to work in the first place. If I file for bankruptcy, will this clear my DMV debt? And if it does, will my license no longer be suspended?