Hello There my name is Aziz. I have this debt that i am currently making monthly payments of $100.00 to pay it off with Midland funding . The original amount of the debt was 7,500 out of that i have already payed 1,900 so i'm down to 5,600. Recently I have lost my job i'm unemployed and i'm having difficulty making the payments. I called Midland funding few days ago and requested a settlement offer. They told me i can settle my account for 4,587. To be honest I don't have that kind of money. The only thing i can offer is max 700 dollars. So I would like to know if that is possible, if i can get a settlement for 700 dollars and have my debt clear. What can I do?