Legal Question in Credit and Debt Law in New York

Excessive Credit Card Disputes

Is there any law that prohibits ''excessive'' credit card disputes to a credit card company? Does the Fair Reporting Act speak to this?

Asked on 7/05/09, 7:26 pm

1 Answer from Attorneys

Frank Loscalzo Law Office of Frank Loscalzo
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Re: Excessive Credit Card Disputes

There is no law that prohibits excessive credit card disputes.

Under the "Fair Credit Reporting Act", disputes are made to the Credit Reporting Agency, not the credit card company.

The credit reporting agency does not have to respond to frivolous disputes. Excessive disputes are probably frivolous, although maybe not, depending on what you were stating in each dispute.

If you would like some help, or have more specific questions, send me an email to [email protected]

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Answered on 7/07/09, 10:34 am

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