Excessive Credit Card Disputes
Is there any law that prohibits ''excessive'' credit card disputes to a credit card company? Does the Fair Reporting Act speak to this?
1 Answer from Attorneys
Re: Excessive Credit Card Disputes
There is no law that prohibits excessive credit card disputes.
Under the "Fair Credit Reporting Act", disputes are made to the Credit Reporting Agency, not the credit card company.
The credit reporting agency does not have to respond to frivolous disputes. Excessive disputes are probably frivolous, although maybe not, depending on what you were stating in each dispute.
If you would like some help, or have more specific questions, send me an email to firstname.lastname@example.org
Related Questions & Answers
Foreclosure I was behind on my mortage.The next month I call because I don't get... Asked 6/29/09, 10:07 am in United States New York Credit, Debt and Collections Law
Judgement can you still travel outside the U.S. if you have a judgement against you Asked 6/26/09, 3:32 pm in United States New York Credit, Debt and Collections Law
Calls on a family members debt A collection company has called me several times on... Asked 6/24/09, 8:55 pm in United States New York Credit, Debt and Collections Law
Collection agency I requeted proof of the debt over a month ago, got the persons... Asked 6/24/09, 3:45 pm in United States New York Credit, Debt and Collections Law