Excessive Credit Card Disputes
Is there any law that prohibits ''excessive'' credit card disputes to a credit card company? Does the Fair Reporting Act speak to this?
1 Answer from Attorneys
Re: Excessive Credit Card Disputes
There is no law that prohibits excessive credit card disputes.
Under the "Fair Credit Reporting Act", disputes are made to the Credit Reporting Agency, not the credit card company.
The credit reporting agency does not have to respond to frivolous disputes. Excessive disputes are probably frivolous, although maybe not, depending on what you were stating in each dispute.
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