I had recieved a phone call tonight saying that I took out a payday loan and i have not paid it back. He told me that i will be served with papers at my job for a warrant for my arrest and will be picked up at my job by Friday and will have to prove to the judge I never took it out and spend 30 days in jail. I never took one out and i assume that i would have gotten a notice saying that i owed x amount of dollars. When i asked him who it was through and how much it was for he said he wouldn't tell me that information and that he did his job by informing me. I couldnt really understand him either and what law office he was calling from. What do I do? Is this a scam?
2 Answers from Attorneys
Sounds like a scam.
I have heard this same story before, it is very likely a scam. The caller may try to coerce you into making a payment for a debt that does not exist. Do not give them any information. You should take down the callers phone number and report the incident to the police, FTC, and other enforcement agencies.