Legal Question in Real Estate Law in New York

We applied for a home equity line of credit on our home purchased in 1979. I have clear title on the house, dated 1988 & 1992, no mortgage. A lien popped up during the application from 1977, apparently from a mortgage 2 owners ago, from a finance co. that no longer exists. What do I do?

Asked on 6/16/13, 6:53 am

2 Answers from Attorneys

Arnold Nager Arnold H. Nager, Esquire
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Contact the title company you used when you bought your house. This is what title insurance is supposed to insure you against.

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Answered on 6/16/13, 8:11 am
Walter LeVine Walter D. LeVine, Esq.
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I agree with Arnold. If they missed it, they should be responsible to discharge it.

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Answered on 6/21/13, 7:04 pm

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