New York  |  Real Estate Law

Legal Question

Asked on: 6/16/13, 6:53 am

We applied for a home equity line of credit on our home purchased in 1979. I have clear title on the house, dated 1988 & 1992, no mortgage. A lien popped up during the application from 1977, apparently from a mortgage 2 owners ago, from a finance co. that no longer exists. What do I do?

2 Answers


Answered on: 6/16/13, 8:11 am by Arnold Nager

Contact the title company you used when you bought your house. This is what title insurance is supposed to insure you against.


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Arnold H. Nager, Esquire 79 Cliff Street Hastings On Hudson, NY 10706-2101

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Answered on: 6/21/13, 7:04 pm by Walter LeVine

I agree with Arnold. If they missed it, they should be responsible to discharge it.


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Walter D. LeVine, Esq. 23 Vreeland Road #102 Florham Park, NJ 07932

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