I have a situation involving my girfriend. She was married and her husband at the time set fire to her vehicle at their home destroying it. They are now divorced and he has been deported. The loan company and insurance are saying it is not covered and she still has to pay because it would be considered fraud?
1 Answer from Attorneys
These insurance situations are very tricky. It largely depends on how the policy is written. In many instances, North Carolina recognizes the "innocent spouse doctrine," which means that the spouse who is innocent (i.e. did not set the fire) still has coverage. You likely need to take the relevant documents to a lawyer for further guidance on this.
Related Questions & Answers
My car Ins refusing to pay claim beside the driver my son was not on my policy. Can... Asked 1/29/13, 8:07 am in United States North Carolina Insurance Law
My 32 year old son, 30 year old daughter-in-law and their 2 children moved into my... Asked 1/28/13, 9:25 am in United States North Carolina Insurance Law
Thanks so much Mrs. Hunter for your reply to my question about the car. If I... Asked 1/14/13, 6:20 pm in United States North Carolina Insurance Law
What is the safest way to protect my wife and I from any lawsuits that my 22 year... Asked 1/14/13, 4:58 pm in United States North Carolina Insurance Law
Took my car to the dealership for repairs when the car was finished they to the car... Asked 12/22/12, 6:34 pm in United States North Carolina Insurance Law