Legal Question in Consumer Law in North Carolina

I totaled my car when i hit a deer and my ins paid all but 800.00 I had gap ins to pay but they would not pay because of the damage on the car when I got it they knew it was there when they put the gap ins on it do I still have to pay the loan balance I paid 595.00 for the gap ins and they don't pay can I ask for it back


Asked on 5/04/15, 7:18 pm

1 Answer from Attorneys
Lynn Coleman Attorney-Mediator

You may have claims against the car dealer who sold you the gap insurance when they knew or should have known the insurance was not going to cover anything due to pre existing damage. You should take all of the paperwork to an attorney for a personal consultation. You need to make your regular car payments while this dispute is going on to prevent the account from going into default and negatively affecting your credit.

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Answered on 5/05/15, 9:54 am


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