North Carolina  |  Personal Injury

Legal Question

Asked on: 1/13/04, 3:51 pm

insured car, uninsured driver

I was involved in an auto accident in June 2002. The other driver was charged with failure to yield right of way. I suffered a broken ankle and many subsequent medical problems. The other driver was driving his mother's vehicle, registered to his mother in another state, while he was attending college in NC. His mother was insured but she specifically excluded her son from her policy. However, he was driving her car with her permission. I had to claim the loss of my car under my uninsured motorist coverage. Can I pursue a personal injury claim against the other insurance company even though the driver was not insured on his mother's policy with that company?

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