Ohio  |  Bankruptcy

Legal Question

Asked on: 7/10/10, 7:05 am

I filed Banckruptcy in 2005. I had a mortgage that was included in the bankruptcy and never signed a reaffirmation. The mortgage shows on my credit report as included in bankruptcy. I am now trying to get a new mortgage and the mortgage company wants to know why the property is still showing in my name with the county...I still live in the home and am making good fait payment. Why is this still showing from the county that I own the home? Also if I chose to walk away from this mortgage will a foreclosure show in my credit report again never signed the reaffirmation on this loan.

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