Ohio | Bankruptcy
Legal Question
how long is it before you can file bankruptcy again
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Legal Answer
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Read More Answered By: David Michael Benson |
If you filed and received a discharge in a prior chapter 7 case, you have to wait 8 years after the prior filing before you can file another chapter 7 case. If you filed and received a discharge from the bankruptcy court in a prior chapter 13 case, then the time limit depends on what percentage of your unsecured debt you repaid in your prior chapter 13. It could be anywhere from 0-6 years.
If you filed and received a discharge in a prior chapter 7 case, you are eligible to file a chapter 13 case at any time. However, if you file a chapter 13 case within 4 years of the date you filed the prior case, you will not receive a discharge. Hope that helps.
For a more detailed explanation, feel free to call me at 216-241-2510. |
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