Long story short. I was missled into getting four(4) cell phones for the neighbor girl. When the bill started coming in and she had no intention of paying it, I made her take the cell phones back to AT&T. There was an outstanding bill due of over $600.00. It went on my credit. When I received notice that it was in collections I paid it off. I spoke to the yopung woman who verbably agreeded to pay the bill in full. That was almost a year agao. As of this date she hasn't paid me the first red penny on it. I had to pay it off, because I am trying to buy the house I now live in. My question(s) is/are, is there a statute of limitations on this? And how can I go about getting my money from her (legally)?