Re: should I take the settlement
Yes, No, Maybe!
You and your mom should talk directly to an attorney as soon as possible. You should be able to get a free, no obligation conference with an attorney experienced in handling injury claims.
Should your mom take the offered settlement?
First you need more information.
1. How much insurance does the wrongdoer have?
2. Does the wrongdoer have any personal assets-ie paid off house, etc.
3. Does your mom have under-insured coverage on her own or under someone else's policy?
4. Is liability clear or are they claiming that your mom was at least partially at fault?
5. What was your mom's health prior to this accident?
You should never rely wholly on information that you get from the internet. The basic information is accurate but how it applies to your case is what is important and you need direct contact with an attorney to get sound advice.
Take the settlement? No-Not until you have talked to an attorney. It sounds like the amount offered is not even near adequate compensation for your mom's damages!
I have been assisting seriously injured people and those wrongfully accused of crimes for over 30 years. Feel free to call or email me with your contact information and I will be happy to discuss this with you. No cost or obligation! Call me-or call another attorney-take advantage of the free information!
Good Luck
DHDavies