My husband and I purchased a home over two years ago. Days after the mortgage papers were filed, my husband opened an equity line. Only recently (due to misuse of the equity line by my husband) I learned that my name was never added to this credit line. Is it legal for a bank to establish a line of credit against a shared asset without consent from both owners to the property (my husband and I)? Do I have any protection against this misuse of the equity line by my husband (we are seeking a divorce) or legal action against this bank for making the credit available without my consent?