We took out a walmart discover card in July 2010, and our bill just would not go down when we would pay, we have been paying 68.00 for over a year. We called them once to see what the fee was and they said it could be a late charge and they would remove it. However we were not late. After doing some research we find out that walmart enrolled us in a credit card protection plan without our knowledge? The rep says this happens all of the time. I now have to wait for a supervisor to call me and see if they will even refund me back all that is owed? My question is, if this is happening to me how many other unsuspecting customers are they doing this to? They could be making millions of dollars off of unsuspecting customers. Is there a way to file a lawsuit or class action suit against them to stop this from happening?