I have been discharged of my unsecured debts through chapter 7 and now am helping my wife file. All our credit cards debts had been individual except one of my wife's which I am listed as a co-debtor on the credit report. This debt was purchased by a law firm and listed as individual. Our house has always been in both our names. Is our home protected by TBE? Did my bankruptcy release me from responsibility of this debt so that it becomes an individual debt? (A lawyer handled my bankruptcy).