Is it possible to be completely protected from all liability through having patrons sign a liability waiver? I've heard that for some activities and sports the court finds in favor of the person injured even if they signed a waiver. Take skiing for example. Some courts have found that waivers do not protect the ski slope owner.
Answered on: 2/09/12, 3:14 pm by Sharmil McKee
Yes, purchase an insurance policy. Have a long conversation with a business insurance representative about your concerns. This rep should be able to pinpoint your risk, help you mitigate some risks, and craft a policy that covers the remaining risks. Buy as much insurance as you can afford. A contractual waiver will not protect you from claims of negligence (which are accidents), in Pennsylvania. Good luck.
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