Legal Question in Criminal Law in Tennessee

In tennessee after 11 years can i go to jail for defaulting on a car title loan?

Asked on 4/11/13, 10:40 am

1 Answer from Attorneys

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Merely defaulting on a car loan is a civil offense.

You can be sued, subject to other requirements (such as statute of limitations and exceptions) but you cannot be sentenced to jail for non-payment of debts.

If the default was also accompanied by a criminal act (such as taking mortgaged property out of state or hindering a secured creditor), then criminal charges can be brought -- or could have been brought -- but again, subject to the statute of limitations.

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Answered on 4/11/13, 11:34 am

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