I am considering filing bankruptcy in Texas due to problems I had with a remodeling contractor. He damaged the property and I got a judgement against him for $250,000, which he refused to pay and instead declared bankruptcy. His insurance company has also refused to pay and the costs covered by the judgment have increased to $300,000. My debts, all related to are about $425,000 (including my mortgage). I don't have any income right now but am owed about $250,000 and would an attorney to collect and which I can't afford right now. This is my question: if I were to declare bankruptcy, could the bankruptcy court go after my debtors (the insurance company, individuals who owe me money, etc.) and collect from them, possibly collecting enough to pay all of my creditors, which would avoid me having to declare bankruptcy? If I were to sue the insurance company and my debtors it might take years to collect and I don't have the money to sue or to wait that long.