Texas | Credit and Debt Law
Legal Question
Non Notice of Debt over 5 years old
My daughter was taken over 5 years ago to a emergency room with a plan that would cover it 100%. Now almost 6 years later, I hear from a collection agency claiming that the physician did not get paid for that visit. Of course, the insurance company which I have now changed and my daughter is no longer covered by me has no record of this. Also I never received a bill for this at the time. How do I handle this and should I forward this to her father that handles these debts? According to my divorce.
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Legal Answer
Re: Non Notice of Debt over 5 years old
Respond to the collection agency, in writing, certified mail, that this is a disputed account and that full verification is demanded under the Federal Fair Collection Practices Act.
Notify the child's father by sending him a copy of the correspondence you got.
This debt, if valid, may be barred by the statute of limitations.
Email us if you wish a further no cost/obligation consultation.
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Charles S. Aspinwall, J.D., LLC PO Bx 984 Los Lunas, NM 87031-0984
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