I am being sued by a collection agency who bought my original credit card debt from Citibank. They filed one month before the SOL expired. I would like to know if I can request a dismissal on the grounds that my original agreement was with Citibank and therefore they have no right to sue or collect. They included my last statement as evidence but nothing with my signature. Please advise if I can submit a motion to dismiss or other answer and any case law that might be helpful. Other info: unemployed for 4 yrs and now receiving SSDI which is why I couldn't pay.
Thanks in advance!