Injured in auto accident
I was injured in an auto accident in May 2006. It was the other driver's fault. We later found out he did not have insurance. I had full coverage on my car. I have had horrible neck pain and headaches since then. I did not file a claim with the insurance company because my fiance was worried it would make our rates go up. I can't take it anymore. The pain and headaches are horrible.
What can I do now and am I out of the statutes of limitations in Texas?