I was in a wreck caused by the city leaving their sprinklers on and the water freezing overnight. I slid into a light pole and insurance has said my car is totaled. I now have a $500 deductable plus the difference in what I owe on the car vs. what insurance says it's worth. (Did not have GAP) Residents get fined for leaving their sprinklers on when it freezes. Do I have a case?
1 Answer from Attorneys
Maybe. the problem is that your damages do not make it economical for you to hire an attorney. You need to send the City notice of your claim. Describe what happened: where, when (including hour of the day), and how. What your damages are: the total loss value, not the deductible. Tell it that it's negligent use of property caused your damages. Send your letter by certified mail, return receipt requested.
You need to send the notice asap. Time requirements for notice vary from city to city.
Talk to your insurance agent. Your insurer may want to pursue this claim and, if so, might collect your deductible for you. If not, it can tell you when you are free under your policy to work on recovering your deductible; but send the notice letter out now.
Related Questions & Answers
I was in a car accident in April the 2 cops who arrived at the scene indicated that... Asked 12/10/12, 3:22 pm in United States Texas Personal Injury Law and Tort Law
How do you make some one Responsible for a cow that damaged a truck .so far we don't... Asked 12/10/12, 12:02 pm in United States Texas Personal Injury Law and Tort Law
I slipped and fell on an unmarked puddle at a convenience store and made an incident... Asked 12/06/12, 5:39 pm in United States Texas Personal Injury Law and Tort Law
ATV law in Texas: an ATV designed for one rider is carrying passengers -- who gets... Asked 12/06/12, 12:56 pm in United States Texas Personal Injury Law and Tort Law
What should I do: a person who deals drugs robbed me, and then I followed him in my... Asked 12/05/12, 2:45 pm in United States Texas Personal Injury Law and Tort Law