Virginia  |  Credit and Debt Law

Legal Question

Asked on: 12/01/05, 3:39 pm

Judgments & Bankruptcy

My bankruptcy was filed in 01/03 & discharged a few months later. In 12/02, I received a Warrant in Debt from a collection agency regarding a vehicle that had been repossessed. My attorney contacted the collection agency and advised them that I was filing bankruptcy and the papers were being prepared for filing. My attorney advised me that I did not have to appear in court. However, I now have a default judgment showing on my credit report in favor of the finance company - this debt was included in the bankruptcy. Can I get this judgment discharged & removed from my credit report since the debt was discharged in the bankruptcy?

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