homestead exemption/ husband not on deed
my husband & I are contemplating Chapter 7 due to overwhelming medical & credit card debt...I get the impression that becauce my husband is not on the deed to the house his exemption may not be used? I bought the house under FHA guidelines and never thought of adding him since he is sole beneficiary and in VA if I died he would automatically be the owner..Can I add him to the deed prior to filing? My county assesemnt is higher than what I could sell....but without my husbands exemption and if they use the assesment, it looks as though I will have 5500 equity?
I do wish to keep my home....Thanks