I recently sent in a question (5 min ago), and accidently sent it with the incorrect email address of mine. I tried to re send it with the correct email, and it told me it was a duplicate letter, and could not be accepted within 15 days. It is regarding my husband and his anger with me in signing up his name online to transfer debt to a joint account with me. Please look for it and respond to it with my correct email on this questionairre on line. This is critical I get some advice on this situation. My husband says he filed fraudulent charges with the company. I assuming since we are married and it was debt incurred to pay for family expenses, he should have no problem with me trasferring it with zero interest to save hundreds of dollars in interest. Plus, he is unemployed, and refuses to work so I have been forced to use other means (credit card) to pay for expenses. Thank you!